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When you make your will there are a number of formal requirements that must be complied with to ensure its validity. A will must be in writing, signed by the testator and witnessed by two independent individuals. It may surprise people to learn that these…

The Information Commissioner’s Office (ICO) has fined a company £100,000 for sending unsolicited spam texts attempting to solicit leads for financial services institutions. The ICO found that between May to December 2015, the company sent 1,132,149…

A record fine imposed by the Information Commissioner’s Office (ICO) sends a strong message to businesses of the importance of keeping personal data secure, especially financial information. The ICO issued a £400,000 monetary penalty notice to…

The government has announced that it will introduce personal liability for directors for nuisance call fines in spring 2017. This amendment will allow the Information Commissioner’s Office (ICO) to issue fines of up to £500,000 to each company…

Share of freehold

“Don’t put off until tomorrow what you can do today.” – Benjamin Franklin If the flats in your building each benefit from a share in the company that holds the freehold, it is often said that the Property is “share of freehold”…